Page 67 - Senior Link Magazine Summer 2021- Online Magazine
P. 67
SENIOR RESOURCES
Public Insurance Adjusters
DO YOU KNOW WHAT THEY DO?
they need one,” Tim insurance company’s adjuster,” said
said. “People assume Tim.
that if their insurance
adjuster tells them The good news is that engaging
that they have no Alpha Public Adjusters in your
hail damage to their claim does not cost, it pays! If they
roof, that they don’t. do not succeed in increasing your
Sometimes property settlement, you don’t pay.
owners use their Property damage claims are
contractor to attempt to underpaid or wrongly denied
settle with the insurance
t was a simpler time in 1985 when company – sometimes frequently. A recent audit of 31
Tim Adams began specializing that works and sometimes it doesn't. continuous Alpha Public Adjusters
Iin negotiating disputed hail The insurance companies know that claims show that the insurance
damaged roof claims in West Texas. contractors are limited as to what companies wanted to pay less than
His father, a former insurance they can legally do to settle a claim, $500,000 combined, but after Alpha’s
company claims manager, taught and they often take advantage of that work, the settlements were more
him the ropes. Tim secured new roof limitation and maneuver in the areas than $10 million.
settlements for many West Texas where it is illegal
School districts and other large for the contractor
commercial property owners back to engage.
in the 1980s and 1990s when it was
still legal for a contractor to negotiate “The vast
a settlement with an insurance majority of our
adjuster. claims come
from roofing
With the passage of House Bill contractors,
1183 in 2013, it became illegal for who recognize
a contractor to negotiate a claim that a licensed
settlement with the insurance public insurance
adjuster. So, Tim got the extensive adjuster has
training required by law and secured much more
his public insurance adjusters license authority to settle
(PA) and formed Alpha Public the claim. Most
Adjusters, a Lubbock company of the leverage
handling all kinds of property to get claims
damage claims but specializing in settled fully
hail damaged roof claims. His son and fairly lies
Clint Adams is also a licensed PA in the insurance
with the company. policy itself, and
it is a 3rd class
Tim’s 41 years in the roofing misdemeanor
business makes him uniquely for a contractor
qualified to handle hail damaged to engage in
roof claims. discussion of
“Most people don’t know what a the insurance
public adjuster (PA) does, or why policy with the
Lubbock Senior Link 67
