Page 25 - Senior Link Magazine Summer 2025 - Online Magazine
P. 25

SENIOR RESOURCES





                 FAIRNESS ACT OF 2025:



                 Changes in Social Security-



                 What You Need to Know



                                                                                 by Cynthia Evans


                                                               evidence of age has already been proven if you receive
                                                               Medicare or another SSA benefit.
                                                               Most people want to know when they will receive their
                                                               benefits. The answer is not clear-cut, and several elements
                                                               must be considered. Some cases must be processed
                                                               manually. If this is the situation, the agency requests that
                                                               people be patient as they process this workload. You may
                                                               receive your monies deposited into your account before
                                                               you receive a notice from SSA.

                                                               How does this change affect your Medicare payments?
                                                               If you pay your Medicare premiums because you are
                                                               not receiving a benefit check, this will probably change.
              ffective in 2025, the long-standing laws, the Windfall   Once your claim is completed, the premiums are usually
              Elimination Provision (WEP) and Government       deducted from your monthly benefits. The agency will
         EPension Offset (GPO), were abolished. These laws     inform you about this adjustment if this is your case.
         affected people receiving non-covered pensions from a   As a word of caution, be aware of scammers. Ensure
         former employer, who had their Social Security benefits   you provide your personal information to businesses
         reduced, or who did not receive any benefits because of   working on your behalf. For proper updated data, visit
         their non-covered pension. SSA has been paying recipients   the Social Security Administration’s website (Social
         retroactive benefits affected by this law.            Security Fairness Act: Windfall Elimination Provision

         If you are on the Social Security Administration‘s record   (WEP) and Government Pension Offset (GPO) update |
         and were offset, most changes are completed without the   SSA). When you interact with SSA, they will not ask for
         beneficiaries taking further action. People need to make   money for services. If you are contacted by phone and do
         sure that their address and direct deposit are correct. You   not feel comfortable with your conversation because of the
         can review the information using “my Social Security   information they are requesting, please terminate the call.
         account” (SSA.gov) or call the agency at 1-800-772-1213. If   Protect yourself!
         your data is inaccurate, this could delay the processing of
         the benefits.

         Another situation is if you have never filed for benefits        Simplifying Social Security
         solely because you would have been offset due to your
         non-covered pension. You need to take the necessary                        Cynthia Evans
         action. You must file for benefits on your work or spouse’s
         record. Some of these actions can be completed online.

         When you file for Social Security benefits, you will need
         certain proof to obtain payments. If you are filing on a                   (806) 414-2705
         spouse’s record, you must provide proof of relationship.                   ssscevans@gmail.com
         Usually, this is a certified marriage certificate. Most of the             www.SimplifyingSocialSecurity.net




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